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Programme Outline
Understanding What is Consumer Credit Cycle Framework

Key Components of the Framework

Managing Consumer Products
- Critical success factors
- Product Profitability

Account Acquisition & Risk Assessment Methods
- Judgmental Approach
- Credit Scoring

Default Management
- Collection & Recovery Strategy
- Collectors Performance Management

Delinquency & Loss Forecasting
- Forecasting Methods
- Loss Recognition

Portfolio Management
- Stress Test
- Behavior Scoring
- Management Information System

Duration : 3 Days

Consumer Credit Cycle Management

Programme Benefits
- Uncover the credit cycle framework and concepts used by International Consumer Banks
- Learn the difference between Consumer and Corporate lending
- Understand the various risks in different consumer products and how to manage them
- Learn how to apply the key concepts of cycle management in managing lending risks
- Avoid the pitfalls when launching new consumer products
- Learn how to improve predictability of borrower risks through using of credit scoring
- Learn how to forecast delinquency and losses